Avinash Ramakanth

Co-Founder, Head of Engineering

Avinash is an Engineering graduate from IISc and BITS-Pilani. He is an experienced engineer and big data architect. He was with InMobi for 5 years where he played leading roles in designing Big Data user management systems.. At Bright, he leads the architecture and implementation for Bright’s payment systems, the Bright banking system, and Bright’s in-house Growth Science platform.

Credit Cards

What is APR and how does it work?

Every credit card and loan carries an Annual Percentage Rate (“APR”).

Credit Cards

5 ways to pay off debts comfortably

Prioritizing debts can save you money, streamline your monthly payments and cut down on stress.

Credit Cards

5 common mistakes to avoid when paying off debt

While you’re paying off debts, put efforts to change the behaviors that led you into debt.

Credit Cards

How to lower credit card interest & processing fees

Managing your balances and avoiding interest charges and late fees can reduce costs significantly.

Credit Cards

How to be a smart credit card user

Here are 12 tips to help all of us use credit cards more responsibly.

Credit Cards

How to choose the right credit card for you

Choose a credit card based on its APR and your needs, with rewards programs that are useful for you.

Credit Cards

How to choose the best credit card for you

Choose a credit card based on its APR and your needs, with rewards programs that are useful for you.

Credit Cards

Top 5 reasons a credit card application was denied

Low credit scores, age or income requirements, too many applications can lead to rejection.

Credit Cards

12 better ways to use a credit card

Credit cards come with undeniable perks - as long as we’re using them sensibly.