Do you go big? Or do you hang back? What’s your style on Valentine’s? And, more importantly, what’s that special someone expecting from you?
Even if you’re dropping major jewelry, small inexpensive gestures can go a long way. Think intimate. Think personal. You’ll end up with something special, and probably spend less than you’d expect.
Here’s a few no-guilt ways to spend less this Valentine’s:
Instead of an expensive restaurant, why not stay home and enjoy the time preparing a special home-cooked meal instead? Show off those cooking skills you picked up over the pandemic. Or pick up a new cooking tool – like an extra skillet, a few wooden spoons or some fresh spices, reminders that will stick around the kitchen long after V-day. No last-minute reservations required.
Homemade cards are the best. As long as it shows some effort. Get a glue stick and glitter, (they might be at your supermarket.) and use extra big paper. Take a pair of scissors to an Amazon box and cut out big hearts with a message on each one. If you’re near some wilderness, pick a bouquet instead of tripping to the florist. (Nature is everywhere…) Do iron-ons on a sweatshirt or t-shirt, with a simple love message. (Hit the craft store for that.) Or pull out your phone, work a new filter and make a video you can both share with the world. (Or keep it between your own sexy selves.)
Grab a bag of (uninflated) balloons from the supermarket or the grocery store. Tear some paper into small strips, write fun, sexy messages on each and slip them inside the balloons. Then blow up the balloons and spread them all over. Popping them is only half the fun.
Set the mood. Fire up some candles. Maybe swing by a health or beauty store and pick up some massage oil. Pamper. Indulge. It’s an old stand-by that never really goes out of style.
Even if movie night is a regular thing, mix things up by adding a new streaming service. And go for the free trials. You don’t need to get locked in to a hefty full subscription. Or splurge on a rental – or you both want to see. It’s thoughtful, it’s rewarding, and maybe it’s just special enough.
If you’re going big, choose the right credit card. Make sure you’re maximizing your rewards or cash back. You might even have points to score a better deal.
If you end up overspending on Valentine’s Day, relying too much on credit cards, don’t sweat it. Bright can help.
Bright makes smart card payments for you, always on time and optimized to build your savings. Bright also builds personalized budgets too, so you can track your spending and see what you can afford.
Your personal Bright Plan can keep you on track, showing all your cards’ balances in one place, along with your checking account balance.
If you don’t have it yet, download the Bright app from the App Store or Google Play. Connect your checking account and cards in a snap, set a few goals and let Bright get to work.
With a postgraduate degree in commerce from The University of Sydney, Pranay has his finger on the pulse of the finance industry. Breaking down complex financial concepts is his forte.