When you earn tips on top of a lower hourly wage, your budgeting approach might need to be modified.
To stay debt-free, you must live within your means. You’ll open doors to a life you never thought possible.
Today’s auto market is upside down, with some used cars increasing in value over their new prices a year ago.
A good budget reflects who you are, making sure you’re aware of your spending habits.
Savings are great for short-term goals where as investing is built for long-term goals.
Student loans impact credit scores and when repaid responsibly, they can be help build a positive payment history.
Most advisors consider college a good investment. To keep your debt down, look for scholarships and grants.
Student loans almost always offer much lower interest rates than credit cards, making them the best option.
To build credit from scratch, try a secured credit card, or become an authorized user on another card.
Inflation this year is pushing everyday prices higher, forcing consumers to carry more credit card debt.
Buying a home is harder than ever, but with a solid savings plan, you can put away enough for a first downpayment.
From Fannie Mae, new programs offer help with credit scores, security deposits, down payments and more.
Here are 5 essential budgeting tips for distribution center workers for stretching paychecks and spending smarter.
Financial challenges and inequalities remain in LGBTQ+ communities despite recent legal protections.
Weddings are unquestionably expensive, so how can you make sure you stay within your wedding money plan?
When drowning in too much debt, the idea of bankruptcy can seem like the only way out. But there's more!
With the busy homebuying season, here are 5 financial tips to remember when looking out for a new home.
Debt consolidation loans are a common method for paying off debts, but they aren’t for everyone.
Where to find good consolidation loans with competitive APRs.
How to measure the strength of your credit score.
With a big win, which is better? Cash now or annual payouts?
If you're drowning in debt this season, it's never too late to take smart steps to avoid the frenzy.
When a major expense suddenly shows up, an emergency fund can help avoid financial catastrophe.
Discretionary income is the portion of your budget left over after your essential needs are paid.
Two essentials for building a personal safety net, explained.
Top six strategies to get clear your debt.
A personal loan offers a lump sum that can be used to combine and consolidate credit card debt.
Here are few things to consider to pay off student loans faster.
Making good use of 2022 new year predictions, especially when it comes to our pocketbooks.
A financial plan offers stability, confidence and the assurance you’re on the right track.
Building wealth needs commitment. Essential do's and don’ts can help you reach your goals faster.
Loan amortization is the process of paying off a loan following an agreed-to schedule.
Use horoscope as a tool for self-understanding, asking yourself questions about your habits & goals.
With the housing market expected to remain at historic highs, it can be challenging to buy a home.
With low supply and high prices, the longer you can wait, the better deal you’ll probably get.
As we celebrate MLK Day, we're still struggling with the effects of inflation and student loan debts.
Top 6 common ways to reduce student loan debts.
For the best gift guide experience, start your search early and mindful of shipping times and costs.
Prepare for emergencies with a dedicated savings fund.
A good credit score to secure a mortgage loan should be a minimum of 650.
Financial Planning tips for a first time home buyer.
Debt snowball is a debt-reduction method that prioritizes paying off debt with the lowest balance.
Refinancing a loan can help lower your monthly payment, but It can also reduce your credit score.
Understanding the key differences between APR and Interest rates.
The ins and out of balance transfers and consolidation loans.
Juggling cards for rewards? Here's why that's a bad idea.
Celebrities may have more money, but they follow the same principle, planning for the long term.
Taking a personal loan to cover expenses can lead to several unexpected consequences.
BNPL lets you pay for purchases in installments over several weeks, often without paying interest.
Avoid these common budgeting mistakes - and feel a lot more in control.
Crypto offers extra security and lower fees without using banks or other traditional institutions.
Credit is an agreement that involves getting something now and agreeing to pay for it later.
Credit cards, mobile payments, ewallets and prepaid cards are popular easy to go cashless online.
Looking to stay debt-free? Here's how to do it.
Four ways to ensure your holiday stays true to you and your budget.
